Job description

The Product Sales Sr Specialist is a strategic professional responsible for driving Commercial Card sales and origination across the Commercial Bank segment. This role combines deep product expertise with a strong new business acquisition mindset, focusing on winning new mandates, and accelerating revenue growth. The individual serves as a recognized authority in Commercial Card solutions and leads go-to-market execution, client engagement, and deal origination. They contribute to business strategy by translating market insights into actionable sales initiatives and delivering tailored solutions that address client working capital, payment, and expense management needs. This role has significant impact on regional performance, influencing product penetration, wallet capture, and overall business growth. Responsibilities: Origination & Revenue Growth • Lead end-to-end origination efforts for Commercial Card solutions (T&E and Payables) within the Commercial Bank client segment • Proactively identify, target, and win new-to-bank and new-to-product clients • Develop and execute client-specific sales strategies to drive pipeline growth, increase wallet share, and deepen relationships • Maintain a strong focus on pipeline conversion, deal execution, and revenue realization Sales Strategy & Execution • Define and execute a Commercial Card sales strategy aligned with Commercial Bank priorities • Drive market expansion and client penetration initiatives, with emphasis on high-growth sectors and geographies • Lead sales campaigns by segment, client tier, and product to increase adoption and usage • Embed best-in-class sales practices, ensuring consistency and scalability across markets Client Engagement & Deal Leadership • Act as a trusted advisor to clients on payment strategies, working capital optimization, and digital transformation • Structure and lead complex deal execution, tailoring solutions to client needs • Partner closely with Bankers to co-own client relationships and drive joint origination Product Partnership • Collaborate with Product Management to ensure offerings remain competitive in functionality, pricing, and client experience • Provide market feedback to inform product innovation and enhancements • Support rollout and commercialization of new card capabilities and digital solutions Portfolio Management & Analytics • Conduct wallet sizing and opportunity assessments to identify expansion opportunities • Monitor performance against targets and implement corrective strategies where needed Risk & Governance • Partner with Credit Risk, Legal, Compliance, and other control functions to ensure sound risk management and governance • Drive responsible growth, balancing risk/reward in all business decisions • Ensure adherence to policies, regulatory requirements, and Citi’s Code of Conduct Leadership & Collaboration • Influence and guide stakeholders across Banking, Product, and Coverage teams • Share success cases and drive commercial excellence across the platform Qualifications: • 6-10 years of experience • Proven Commercial Card / Payments expertise with strong understanding of treasury solutions and buying centers • Demonstrated success in client origination, new business acquisition, and revenue growth, with a strong hunter mentality • Experience working with Commercial Bank clients in partnership with Relationship Managers • Strong client-facing, communication, and deal execution skills, including solution structuring and closing • Solid commercial acumen and cross-functional collaboration, including exposure to credit and risk discussions Education: • Bachelor’s/University degree, Master’s degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Institutional Sales ------------------------------------------------------ Job Family: Institutional Product Sales ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $129,840.00 - $194,760.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jun 16, 2026 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View Citi’s EEO Policy Statement and the Know Your Rights poster.

Requirements

Must-haves

This role has significant impact on regional performance, influencing product penetration, wallet capture, and overall business growth.
Origination & Revenue Growth
Lead end-to-end origination efforts for Commercial Card solutions (T&E and Payables) within the Commercial Bank client segment
Proactively identify, target, and win new-to-bank and new-to-product clients
Develop and execute client-specific sales strategies to drive pipeline growth, increase wallet share, and deepen relationships
Maintain a strong focus on pipeline conversion, deal execution, and revenue realization
Sales Strategy & Execution
Define and execute a Commercial Card sales strategy aligned with Commercial Bank priorities
Drive market expansion and client penetration initiatives, with emphasis on high-growth sectors and geographies
Lead sales campaigns by segment, client tier, and product to increase adoption and usage
Embed best-in-class sales practices, ensuring consistency and scalability across markets
Client Engagement & Deal Leadership
Act as a trusted advisor to clients on payment strategies, working capital optimization, and digital transformation
Structure and lead complex deal execution, tailoring solutions to client needs
Partner closely with Bankers to co-own client relationships and drive joint origination
Product Partnership
Collaborate with Product Management to ensure offerings remain competitive in functionality, pricing, and client experience
Provide market feedback to inform product innovation and enhancements
Support rollout and commercialization of new card capabilities and digital solutions
Portfolio Management & Analytics
Conduct wallet sizing and opportunity assessments to identify expansion opportunities
Monitor performance against targets and implement corrective strategies where needed
Risk & Governance

Nice-to-haves

Bachelor’s/University degree, Master’s degree preferred

Application prep

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Keywords to mirror

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Benefits

Benefits detected in the listing.

Dental

Vision

401(K)

Paid Time Off

Wellness