Job description

We are seeking an experienced and hands-on Regulatory Product Compliance and Risk Manager to support a rapidly expanding product in North America. This role will report to the Regulatory Product Compliance Lead and is responsible for supporting the team’s work to ensure Wise's US and Canada Regulatory Compliance program is best-in-class, meeting all regulatory obligations, effectively managing regulatory compliance risk, and scaling to enable continued growth. This is a unique opportunity to directly impact Wise’s mission, whilst developing your skills in a fast-paced environment. You will cut through complexity to make high-stakes decisions, build momentum across multiple teams, and coach others to deliver exceptional results. Job Responsibilities: • Collaborate with product managers and engineers to develop new products and features for NorthAmerica, and ensure an effective risk assessment considering all regulatory compliance risks are adequately reviewed and assessed prior to launch • Working knowledge with either state money transmission licensing requirements related to Permissible Investments, Regulatory Reporting; Or Consumer Compliance Regulations (e.g. Regulation E, UDAAP, California Consumer Protection Act), Privacy (GLBA), and applicable state privacy and consumer protection regulations. • Support the issue management process by updating status of issues and developing action plans for closure, and ensure that all artifacts are properly retained to evidence closure. • Proactively identify ways to improve controls, reduce unnecessary customer friction, and enable continued growth. • Support Regulatory Product Compliance Lead with execution of quarterly regulatory compliance risk assessment and preparation of any materials required for the applicable boards and NorthAm Leadership meetings. • You have a minimum 2-4 years of experience in regulatory compliance, with a particular focus on implementing and enhancing controls. • You have experience collaborating with product and engineering teams to develop regulatory compliance controls that consider the customer’s journey. • You have a strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders. • You are a problem-solver who uses regulations and data to drive business decisions. • You have experience working across cross border payments, with specific experience in the US and Canadian markets. • You have strong data analytics skills and have used them to develop/inform Key Risk Indicators to articulate the health of the consumer compliance program. • You are willing to travel to Wise offices located across different countries. • You are legally authorized to work in the US. For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Requirements

Must-haves

Working knowledge with either state money transmission licensing requirements related to Permissible Investments, Regulatory Reporting;
Or Consumer Compliance Regulations (e.g. Regulation E, UDAAP, California Consumer Protection Act), Privacy (GLBA), and applicable state privacy and consumer protection regulations.
Support the issue management process by updating status of issues and developing action plans for closure, and ensure that all artifacts are properly retained to evidence closure.
Proactively identify ways to improve controls, reduce unnecessary customer friction, and enable continued growth.
Support Regulatory Product Compliance Lead with execution of quarterly regulatory compliance risk assessment and preparation of any materials required for the applicable boards and NorthAm Leadership meetings.
You have a minimum 2-4 years of experience in regulatory compliance, with a particular focus on implementing and enhancing controls.
You have experience collaborating with product and engineering teams to develop regulatory compliance controls that consider the customer’s journey.
You have a strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders.
You are a problem-solver who uses regulations and data to drive business decisions.
You have experience working across cross border payments, with specific experience in the US and Canadian markets.
You have strong data analytics skills and have used them to develop/inform Key Risk Indicators to articulate the health of the consumer compliance program.
You are willing to travel to Wise offices located across different countries.
You are legally authorized to work in the US.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs .
Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Nice-to-haves

None flagged.

Application prep

Use the role’s language and application details while tailoring your materials.

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