Senior Product Manager
ICW Group· enterprise· Insurance· Oct 15, 2026 · 13d ago
United States
Remote
Full-time
Senior
$140K–$250K
6+ years exp
Job description
Are you looking to make an impactful difference in your work, yourself, and your community? Why settle for just a job when you can land a career? At ICW Group, we are hiring team members who are ready to use their skills, curiosity, and drive to be part of our journey as we strive to transform the insurance carrier space. We re proud to be in business for over 50 years, and its change agents like yourself that will help us continue to deliver our mission to create the best insurance experience possible.
Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for the twelfth consecutive year in a row and for the 20th time overall as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. It s our team members who make us an employer of choice and the vibrant company we are today. We strive to make both our internal and external communities better everyday! Learn more about why you want to be here!
PURPOSE OF THE JOB
The purpose of the position is to partner with key stakeholders to drive the strategic direction for a portfolio of insurance product line(s) across all distribution channels and brands. This position helps define product strategy and roadmap and champions the strategy and monitors product progression throughout the full life cycle. The position is responsible for monitoring and influencing all aspects of product performance to achieve Company revenue and performance targets.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Ideates and develops business initiatives using product knowledge and results.
Leads and participates in collaborations with the head of product line underwriting unit(s) to develop product strategy and action plan to achieve growth and profit objectives.
Owns inputs to bi-annual premium and exposure projections supporting financial budgeting and pro-forma processes and understand projection framework.
Provides expert insights regarding profitability, retention, and growth strategies through the integration of the underwriting, marketing, policyholder services, distribution, claims, actuarial, data analytics, customer, and digital experience.
Collaborates with other functional departments to coordinate timelines for delivery, maximize the effectiveness of programs, direct implementation of product strategies, and drive cross-functional alignment and engagement for initiatives supporting product objectives.
Develops and maintains templates to perform competitive research and deliver competitive analyses.
Utilizes and trains others in the use of internal analytical tools (spanning underwriting, marketing, customer behavior, and claims).
Performs and reviews data analyses concerning loss patterns, market forces, risk distributions, and agency management to evaluate the success of current strategies to either modify or create new strategies targeting production, product pricing, underwriting, contract changes, or agency changes.
Assesses the impact of changes on the in-force book, new business production, and agency force.
Develops and drives initiatives for strategic product development.
Applies business content knowledge in identifying priorities and executing strategic product initiatives to achieve business objectives.
Monitors the marketplace to identify competitor and industry changes impacting effectiveness or compliance of current and proposed programs.
Partners with Actuarial team to determine and implement appropriate pricing and program structure to achieve product goals, and design and execute product rate plan and state level enhancements across jurisdictions ensuring all changes are communicated to field services, operations, underwriting, marketing, and system technology teams.
Partners with Underwriting team to facilitate changes to processes or systems, or respond to questions, and ensuring communication to affected parties.
Analyzes the performance of existing products; develops and leads the creation of business cases for the development of changes to existing products or development of new products.
Maintains knowledge of available internal and external data sources, including accuracy and completeness, to select the proper data set(s) for evaluation.
Organizes and structures product definitions to ensure efficiencies in downstream reporting processes.
Directs the implementation of underwriting guideline changes.
Collaborates with strategic planning groups to incorporate enterprise class system solutions supporting the future product roadmap.
Acts as product leader and subject matter expert in the maintenance of current products, filed product changes, and design and delivery of new products in development.
Develops internal partnerships and collaborates with Enterprise Marketing, Legal, Compliance, Underwriting, and Actuarial Departments to manage the implementation of all ratemaking bureau rules, forms and coverage changes, and company-initiated changes including coordination with the rate filing analyst.
Keeps abreast of distribution channel needs through involvement in agency facing initiatives, and regular reporting on direct to market strategies available in the industry.
Possesses expert knowledge of ratemaking bureau underwriting manuals and company exception rules and maintains knowledge of any changes. Documents and memorializes changes.
Researches issues or concerns around underwriting rules, including historical company filings in independent ratemaking bureaus to confirm adherence and direct changes.
Maintains knowledge of rules, regulations, nuances in states of operation and engage with product line underwriting unit(s) to invoke needed changes or identify training in support of a self-sustaining culture.
Proactively engages with Underwriting and Legal to ensure insurance policy provisions comply with state law.
Partners with Compliance Department to identify and close any gaps in rules, respond to changes in rules, and remediate across systems, processes, reporting.
Participates in regulatory approval of filings, market conduct exams, and internal responses to any state filing objections to facilitate modifications.
SUPERVISORY RESPONSIBILITIES
This position has no supervisory responsibilities but may mentor and train junior team members.
EDUCATION AND EXPERIENCE
Bachelor s degree from a college or university required with a major or emphasis in Business, Computer Science, Math, or related field or equivalent combination of education and experience. MBA is a plus.
Minimum 6 years of experience in insurance product management. Insurance industry knowledge and demonstrated work experience required.
Exposure to industry recognized product management curriculum, or demonstrated experience required.
Experience managing complex, large-scale, high risk product development projects preferred.
KNOWLEDGE AND SKILLS
Extensive knowledge of insurance industry; workers compensation or commercial lines required based on role designation.
Resourcefulness to research industry topics and develop proficient knowledge of internal systems and constraints to aid in managing individual state compliance.
Knowledge of actuarial practice area is a plus.
Highly developed quantitative analysis, decision making, and project management skills.
Demonstrated ability to solve complex business problems, consistent with a deep understanding of the strategic direction of the business.
Deep knowledge of the insurance product lifecycle, financial drivers of profitability, insurance regulations and general insurance operations and business processes.
Ability to synthesize analytical results to guide business decisions. Strong leadership, written and oral communication, and teamwork skills required. Strong organizational skills.
Ability to hold effective meetings, including setting agendas and attendees, time management, and documentation of meeting outcomes.
CERTIFICATES, LICENSES, REGISTRATIONS
Chartered Property Casualty Underwriter (CPCU) preferred.
PHYSICAL REQUIREMENTS
While performing the duties of this job, the employee is regularly required to sit or periodically stand and work on a computer for 80-90% of time. The employee is occasionally required to reach with hands and arms and climb or balance. The employee must frequently lift and/or move up to 5 pounds and occasionally lift and/or move up to 25 pounds.
WORK ENVIRONMENT
This position operates in an office environment and requires the frequent use of a computer, telephone, copier, and other standard office equipment. The noise level in the work environment is usually moderate.
We are currently not offering employment sponsorship for this opportunity.
#LI-NT1 #LI-Remote
The current range for this position is
$139,874.00 - $250,377.40
This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work.
WHY JOIN ICW GROUP?
Challenging work and the ability to make a difference
You will have a voice and feel a sense of belonging
We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match
Bonus potential for all positions
Paid Time Off
Paid holidays throughout the calendar year
Want to continue learning? We’ll support you 100%
ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer. ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law.
___________________
Job Category
Actuarial
Application prep
Use the role’s language and application details while tailoring your materials.
- Platform
- workday
- Effort
- long
Benefits
Benefits detected in the listing.
Dental
Vision
401k
Paid Time Off