Job description

We are seeking a highly motivated and experienced Lead Java Developer to join our Credit Risk Technology team. This is a hands-on leadership role where you will be instrumental in designing, developing, and deploying robust, high-performance, and large-scale software solutions for Counterparty Credit Risk Management. You will be at the forefront of firm-wide initiatives, leveraging best-in-class software stacks and cutting-edge AI tools to solve complex challenges. You will lead a team of talented engineers, providing technical guidance, fostering innovation, and ensuring the delivery of high-quality, scalable, and resilient software. The ideal candidate is passionate about modern software development practices, proficient with contemporary tech stacks, and eager to utilize artificial intelligence to manage Citi’s exposure to financial institutions, governments, and corporates. This role offers the opportunity to make a significant impact by contributing to critical systems that provide an integrated view of trades, collateral, and market data from numerous sources. Key Responsibilities: Technical Leadership & Hands-On Development: Lead by example, actively contributing to the design, architecture, and hands-on development of critical software components for Counterparty Credit Risk Management leveraging AI tools such as Devin and Co-Pilot Drive technical excellence, ensuring best practices in coding, testing, and deployment are followed for high-performance and large-scale applications. Conduct code reviews, provide constructive feedback, and mentor team members in advanced development techniques. Team Leadership & Management: Supervise work of a team of software engineers Foster a collaborative, innovative, and inclusive team environment focused on tackling challenging firm-wide initiatives. Allocate resources effectively to meet project deadlines and objectives related to risk management solutions. Strategic Planning & Innovation: Identify and evaluate emerging technologies, frameworks, and AI tools (including GenAI) that can enhance our credit risk management product offerings and development processes. Drive the adoption of modern tech stacks (e.g., cloud-native, microservices, serverle ss architectures, containerization) and AI/ML capabilities into our solutions for limit monitoring, exception management, stress testing analysis, and escalation workflows. Contribute to the strategic roadmap and vision for technology development within the Credit Risk Technology team. Architecture & Design: Define and enforce architectural standards and patterns for robust, scalable, and secure credit risk applications. Collaborate with product management, risk officers, salespeople, and traders to translate complex business requirements into robust and scalable technical designs, providing an integrated view across diverse data sources. Project Delivery: Oversee the end-to-end delivery of software projects within the Credit Risk domain, from conception to deployment and maintenance. Ensure projects are delivered on time, within scope, and to the highest quality standards, directly impacting Citi s risk exposure management. Implement and champion agile development methodologies. Stakeholder Communication: Communicate technical vision, progress, and challenges effectively to both technical and business stakeholders, including risk officers and senior management. Collaborate with cross-functional teams, including product, operations, and other engineering groups, to deliver comprehensive risk solutions. Qualifications: 6 years of experience in software development, with at least 2 years in a leadership role (Lead Developer, Tech Lead) Strong hands-on programming skills in Java and related technologies Extensive experience with modern tech stacks and cloud platforms (e.g., AWS, Azure, GCP), including microservices, APIs, containerization (Docker, Kubernetes), and serverless computing. Proven experience in leveraging AI/ML tools and technologies (e.g., GenAI, machine learning frameworks, natural language processing, data science platforms) in building large-scale, high-performance applications. Deep understanding of software architecture patterns, data structures, and algorithms. Experience with various databases (SQL and NoSQL) and complex data integration/streaming technologies. Proficiency with CI/CD pipelines, DevOps practices, and automated testing frameworks. Excellent problem-solving, analytical, and communication skills. Ability to inspire and motivate a technical team. Preferred Qualifications: Strong experience in the financial services industry, particularly in credit risk, market risk, or a related trading/risk domain. Familiarity with regulatory requirements and compliance in financial technology. Experience with large-scale data aggregation and real-time processing systems. Certifications in cloud platforms or specific AI/ML technologies. Education: Bachelor s or Master s degree in Computer Science, Engineering, or a related field. What We Offer: The opportunity to work with a cutting-edge tech stack and innovative AI tools on critical firm-wide initiatives. A collaborative and supportive work environment where your contributions directly impact Citi’s risk management capabilities. Challenging projects that will push your technical boundaries and provide significant exposure to complex financial systems. Competitive salary and comprehensive benefits package. ------------------------------------------------------ Job Family Group: Technology ------------------------------------------------------ Job Family: Applications Development ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Irving Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $125,760.00 - $188,640.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Sep 30, 2026 ------------------------------------------------------ Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate s skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents – AI Notice and Right ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View Citi’s EEO Policy Statement and the Know Your Rights poster.

Requirements

Must-haves

Lead by example, actively contributing to the design, architecture, and hands-on development of critical software components for Counterparty Credit Risk Management leveraging AI tools such as Devin and Co-Pilot
Drive technical excellence, ensuring best practices in coding, testing, and deployment are followed for high-performance and large-scale applications.
Conduct code reviews, provide constructive feedback, and mentor team members in advanced development techniques.
Supervise work of a team of software engineers
Foster a collaborative, innovative, and inclusive team environment focused on tackling challenging firm-wide initiatives.
Allocate resources effectively to meet project deadlines and objectives related to risk management solutions.
Identify and evaluate emerging technologies, frameworks, and AI tools (including GenAI) that can enhance our credit risk management product offerings and development processes.
Drive the adoption of modern tech stacks (e.g., cloud-native, microservices, serverle
ss architectures, containerization) and AI/ML capabilities into our solutions for limit monitoring, exception management, stress testing analysis, and escalation workflows.
Contribute to the strategic roadmap and vision for technology development within the Credit Risk Technology team.
Define and enforce architectural standards and patterns for robust, scalable, and secure credit risk applications.
Oversee the end-to-end delivery of software projects within the Credit Risk domain, from conception to deployment and maintenance.
Ensure projects are delivered on time, within scope, and to the highest quality standards, directly impacting Citi s risk exposure management.
Implement and champion agile development methodologies.
Communicate technical vision, progress, and challenges effectively to both technical and business stakeholders, including risk officers and senior management.
Collaborate with cross-functional teams, including product, operations, and other engineering groups, to deliver comprehensive risk solutions.
6 years of experience in software development, with at least 2 years in a leadership role (Lead Developer, Tech Lead)
Strong hands-on programming skills in Java and related technologies
Extensive experience with modern tech stacks and cloud platforms (e.g., AWS, Azure, GCP), including microservices, APIs, containerization (Docker, Kubernetes), and serverless computing.
Proven experience in leveraging AI/ML tools and technologies (e.g., GenAI, machine learning frameworks, natural language processing, data science platforms) in building large-scale, high-performance applications.

Nice-to-haves

Strong experience in the financial services industry, particularly in credit risk, market risk, or a related trading/risk domain.
Familiarity with regulatory requirements and compliance in financial technology.
Experience with large-scale data aggregation and real-time processing systems.
Certifications in cloud platforms or specific AI/ML technologies.

Application prep

Use the role’s language and application details while tailoring your materials.

Keywords to mirror

javaaimlagileawsazuregcpdockerkubernetesmachine learningsqlci/cdaccessibility

Platform: workday
Effort: long

Benefits

Benefits detected in the listing.

Dental

Vision

401(K)

Paid Time Off

Wellness