Job description

About the Role As a Senior Developer, you will make an impact by designing, implementing, and supporting secure integration and managed file transfer solutions that enable critical cards and payments business processes. You will be a valued member of the integration engineering team and work collaboratively with cards and payments stakeholders, operations teams, architects, infrastructure teams, and business partners to deliver reliable, secure, and scalable transaction processing solutions across enterprise financial services platforms. In This Role, You Will • Design and implement secure integration solutions using IBM MQ MFT, IBM Sterling Connect:Direct, and IBM Sterling B2B Integrator. • Develop and optimize cards and payments transaction flows supporting authorization, clearing, settlement, reconciliation, and dispute-related processes. • Configure and maintain secure file transfer solutions that enable reliable data exchange between internal systems, payment networks, and external partners. • Build and support proxy-based integration patterns that improve security, scalability, observability, and operational resilience. • Monitor, troubleshoot, and resolve production issues involving message queues, file transfers, payment interfaces, and partner integrations. • Collaborate with business, technology, operations, and risk stakeholders to translate requirements into scalable integration solutions. • Implement monitoring, logging, alerting, and operational controls to ensure high availability and rapid incident response. • Participate in testing, deployment planning, release management, and post-implementation validation activities. • Document integration architectures, configuration standards, operational procedures, and support runbooks. • Contribute to continuous improvement initiatives focused on automation, operational efficiency, risk mitigation, and platform modernization. Work Model We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring 3 or more days a week in a client or Cognizant office. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs. The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations. What You Need to Have to Be Considered • 5-8 years of experience in enterprise integration, middleware, file transfer, or payment technology environments. • Strong hands-on experience with IBM MQ MFT administration, configuration, troubleshooting, and support. • Extensive experience with IBM Sterling Connect:Direct implementing secure, reliable, and scalable file transfer solutions. • Strong experience with IBM Sterling B2B Integrator including workflow development, partner onboarding, transformations, routing, and exception handling. • Experience supporting cards and payments business processes, including transaction processing, clearing, settlement, reconciliation, chargebacks, and dispute management. • Strong understanding of enterprise integration patterns, messaging architectures, managed file transfer solutions, and partner connectivity frameworks. • Experience troubleshooting production incidents involving file transfers, messaging platforms, and payment processing interfaces. • Knowledge of monitoring, logging, alerting, operational support, and incident management best practices. • Strong understanding of security, encryption, authentication, data protection, and compliance requirements within financial services environments. • Experience with system integration testing, release management, deployment activities, and production support processes. These Will Help You Stand Out • Experience working in large-scale financial services, banking, cards, or payments organizations. • Knowledge of payment network integrations and industry standards. • Experience with high-volume transaction processing environments requiring strict service level commitments. • Familiarity with API integration platforms and modern integration architectures. • Experience implementing automation, operational monitoring, and performance optimization initiatives. • Experience mentoring team members and contributing to integration best practices and standards. We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role. Salary and Other Compensation The annual salary for this position is between $90,000 - $102,500 depending on experience and qualifications. This position is also eligible for Cognizant's discretionary annual incentive program, based on performance and subject to plan terms. Benefits • Medical/Dental/Vision/Life Insurance • Paid holidays plus Paid Time Off • 401(k) plan with contributions • Long-term/Short-term Disability • Employee Stock Purchase Plan Please note, this role is not able to offer visa transfer or sponsorship now or in the future. About Cognizant: Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant. Additional employment information Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law. Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview. Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws. If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email CareersNA2@cognizant.com for roles based in the Americas or CareersIndia2@cognizant.com for roles based in India.

Requirements

Must-haves

In This Role, You Will
Design and implement secure integration solutions using IBM MQ MFT, IBM Sterling Connect:Direct, and IBM Sterling B2B Integrator.
Develop and optimize cards and payments transaction flows supporting authorization, clearing, settlement, reconciliation, and dispute-related processes.
Configure and maintain secure file transfer solutions that enable reliable data exchange between internal systems, payment networks, and external partners.
Build and support proxy-based integration patterns that improve security, scalability, observability, and operational resilience.
Monitor, troubleshoot, and resolve production issues involving message queues, file transfers, payment interfaces, and partner integrations.
Collaborate with business, technology, operations, and risk stakeholders to translate requirements into scalable integration solutions.
Implement monitoring, logging, alerting, and operational controls to ensure high availability and rapid incident response.
Participate in testing, deployment planning, release management, and post-implementation validation activities.
Document integration architectures, configuration standards, operational procedures, and support runbooks.
Contribute to continuous improvement initiatives focused on automation, operational efficiency, risk mitigation, and platform modernization.
What You Need to Have to Be Considered
5-8 years of experience in enterprise integration, middleware, file transfer, or payment technology environments.
Strong hands-on experience with IBM MQ MFT administration, configuration, troubleshooting, and support.
Extensive experience with IBM Sterling Connect:Direct implementing secure, reliable, and scalable file transfer solutions.
Strong experience with IBM Sterling B2B Integrator including workflow development, partner onboarding, transformations, routing, and exception handling.
Experience supporting cards and payments business processes, including transaction processing, clearing, settlement, reconciliation, chargebacks, and dispute management.
Strong understanding of enterprise integration patterns, messaging architectures, managed file transfer solutions, and partner connectivity frameworks.
Experience troubleshooting production incidents involving file transfers, messaging platforms, and payment processing interfaces.
Knowledge of monitoring, logging, alerting, operational support, and incident management best practices.
Strong understanding of security, encryption, authentication, data protection, and compliance requirements within financial services environments.
Experience with system integration testing, release management, deployment activities, and production support processes.
These Will Help You Stand Out
Experience working in large-scale financial services, banking, cards, or payments organizations.

Nice-to-haves

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Application prep

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Keywords to mirror

restapiai

Platform: cognizant
Effort: medium

Benefits

Benefits detected in the listing.

Dental

Vision

401(K)

Paid Time Off