Senior Director, Product Management (Card) at Affirm

Job description

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product. We’re looking for a Senior Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations. This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas. What you’ll do Own the Card domain end-to-end Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today. Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards) Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations. Translate company strategy into a coherent roadmap spanning multiple teams and systems Build and scale a high-performing product organization Manage and develop a team of PMs and PM leaders Establish product standards, operating cadence, and decision frameworks Build a durable org that delivers high-quality outcomes without direct involvement in every decision Drive business outcomes at scale Own GMV, engagement, unit economics, and credit outcomes for the Card domain Shape investment strategy, tradeoffs, and resource allocation across multiple product areas Partner with Finance and Credit to optimize profitability and risk Lead platform strategy and execution Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems) Partner deeply with Engineering to make cost vs. value tradeoffs at the system level Ensure the Card Platform scales reliably across use cases, geographies, and partners Operate as a cross-functional leader Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM Build strong relationships with external partners (networks, processors, wallet providers) Represent the Card domain in executive forums and company planning cycles What we look for Product leadership at scale 15+ years in product management, with experience leading multi-team product areas or platforms Track record of owning large domains or business lines with meaningful financial impact Org-building capability Experience managing managers and building high-performing PM teams Proven ability to create systems, processes, and culture that scale Strategic and systems thinker Ability to operate at portfolio-level altitude—connecting product decisions to company strategy Strong judgment across second- and third-order tradeoffs, especially in complex systems Platform + fintech depth Experience in payments, cards, fintech, or adjacent infrastructure Comfort working on both consumer-facing products and backend platforms Execution and influence Ability to drive alignment across senior stakeholders and functions Strong product instincts paired with rigorous, data-driven decision-making Why this role matters Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape: How Affirm shows up every day in consumers’ wallets How we blend debit, credit, and pay-over-time into one experience The platform foundation that enables future financial products Pay Grade - V Equity Grade - 21 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $340,000 - $375,000 USA base pay range (all other U.S. states) per year: $305,000 - $340,000 #LI-Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights: Health coverage at no cost: We cover 100% of premiums for employees and their dependents. Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you. Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to. Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount. We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help. For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Requirements

Must-haves

This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas.
What you’ll do
Own the Card domain end-to-end
Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.
Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)
Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.
Translate company strategy into a coherent roadmap spanning multiple teams and systems
Build and scale a high-performing product organization
Manage and develop a team of PMs and PM leaders
Establish product standards, operating cadence, and decision frameworks
Build a durable org that delivers high-quality outcomes without direct involvement in every decision
Drive business outcomes at scale
Own GMV, engagement, unit economics, and credit outcomes for the Card domain
Shape investment strategy, tradeoffs, and resource allocation across multiple product areas
Partner with Finance and Credit to optimize profitability and risk
Lead platform strategy and execution
Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)
Partner deeply with Engineering to make cost vs. value tradeoffs at the system level
Ensure the Card Platform scales reliably across use cases, geographies, and partners
Operate as a cross-functional leader
Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM
Build strong relationships with external partners (networks, processors, wallet providers)
Represent the Card domain in executive forums and company planning cycles
What we look for

Nice-to-haves

None flagged.

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