Job description

The Data Valorization Department develops, monitors and maintains our credit risk models so that we can offer innovative financing products to our members and clients while ensuring Desjardins’s long-term viability. As an experienced Credit Risk Modelling Data Scientist, you help meet the organization’s needs for risk quantification and credit decision-making, as well as the development and maintenance of models and the understanding of member and client behaviours and credit habits. You lead practitioners on projects that develop and use credit models for the institution’s business activities. Your initiatives require extensive, in-depth knowledge of credit risk, current standards and regulations, and advanced statistical knowledge. You serve as a data use specialist advisor and subject matter expert for practitioners, as well as a resource person and coach for the team. You interact with a wide range of individuals working in related areas of expertise to understand and communicate issues and influence decision-making. More specifically, you will be required to : Design, use and improve mathematical models for risk management and prepare associated documentation diligently Ensure alignment and balance between business needs, risk management, and compliance with requirements and best practices Lead or contribute to projects, initiatives or activities in your field of expertise Serve as a specialist in your field of expertise for units in the organization and practitioners. Adapt information for different target audiences to make it easier to understand and, where applicable, support decision-making Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization. What we offer* Competitive salary and annual bonus 4 weeks of flexible vacation starting in the first year Defined benefit pension plan that provides predictable, stable income throughout retirement Group insurance including telemedicine Reimbursement of health and wellness expenses and telework equipment *Benefits apply based on eligibility criteria. #LI-Hybrid What you bring to the table Bachelor’s degree in math, statistics, economics, finance or a related field A minimum of six years of relevant experience Please note that other combinations of qualifications and relevant experience may be considered Experience in credit risk management and quantification Knowledge of French is required Intermediate advanced proficiency of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients Proficiency with SAS, SQL and Python programming tools Knowledge of Basel standards Knowledge of IFRS standards Action oriented, Complexity, Customer Focus, Differences, Innovation, Interpersonal Savvy, Nimble learning Equity, Diversity, Inclusion and Accessibility At Desjardins, we believe in equity, diversity and inclusion. We re committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve. If there s something we can do to help make the recruitment process or the job you re applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask! Trade Union (If applicable) Job Family Data (FG) Unposting Date 2026-11-2

Requirements

Must-haves

Design, use and improve mathematical models for risk management and prepare associated documentation diligently
Ensure alignment and balance between business needs, risk management, and compliance with requirements and best practices
Lead or contribute to projects, initiatives or activities in your field of expertise
Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization.
What we offer*
4 weeks of flexible vacation starting in the first year
Defined benefit pension plan that provides predictable, stable income throughout retirement
Group insurance including telemedicine
Reimbursement of health and wellness expenses and telework equipment
Benefits apply based on eligibility criteria.
What you bring to the table
Bachelor’s degree in math, statistics, economics, finance or a related field
A minimum of six years of relevant experience
Please note that other combinations of qualifications and relevant experience may be considered
Experience in credit risk management and quantification
Knowledge of French is required
Intermediate advanced proficiency of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients
Proficiency with SAS, SQL and Python programming tools
Knowledge of Basel standards
Knowledge of IFRS standards
Action oriented, Complexity, Customer Focus, Differences, Innovation, Interpersonal Savvy, Nimble learning
Equity, Diversity, Inclusion and Accessibility
If there s something we can do to help make the recruitment process or the job you re applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Nice-to-haves

Competitive salary and annual bonus

Application prep

Use the role’s language and application details while tailoring your materials.

Keywords to mirror

sqlpythonaccessibility

Platform: workday
Effort: long

Benefits

Benefits detected in the listing.

Wellness