Upstart is a digital-first AI lending marketplace working to reduce the cost and complexity of borrowing for Americans. It partners with banks and credit unions to provide affordable credit using an AI platform that runs over one million predictions per borrower with more than 1,800 signals, supporting real-time marketplace decisions and lending product compliance. Teams operate across 80+ cities in the US and Canada, with offices mentioned in Columbus, Austin, the Bay Area, and New York City (opening Summer 2026).
1001-5000 employeesSan Mateo, CaliforniaFounded 2012