Job description

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 50+ million monthly active customers. We want to redefine the world’s relationship with money to make it more relatable, instantly available, and universally accessible. Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We’ve been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy. The Role Cash App Investing is seeking a Compliance Officer to lead and mature the compliance program for its FINRA/SEC-regulated investing business. Reporting to the Head of Global Regulated Entities at Block, you will provide senior compliance leadership across broker-dealer obligations, product advisory, regulatory engagement, governance, and team execution. This role will partner closely with Cash App Investing leadership, Product, Engineering, Legal, Risk, Financial Crimes, Operations, and Internal Audit to support responsible growth and strong regulatory outcomes. You Will Lead the Cash App Investing compliance program, including policies, procedures, controls, monitoring, testing, reporting, and governance. Maintain and enhance written supervisory procedures, supervisory controls, escalation routines, and compliance operating processes. Advise Product, Engineering, Operations, Marketing, Legal, and business leaders on investing product development, customer communications, and regulated activities. Oversee core broker-dealer compliance obligations, including communications review, complaints, regulatory filings, books and records, employee supervision, product reviews, and issue management. Lead or support FINRA, SEC, state, and other regulatory exams, inquiries, responses, remediation plans, and regulator engagement. Partner with Financial Crimes Compliance on AML, suspicious activity monitoring, investigations, fraud, identity theft, and related regulatory expectations. Oversee compliance considerations for third-party and outsourced functions, including clearing broker and vendor relationships. Develop clear reporting for senior leadership, governance forums, and the Board on risks, issues, exams, remediation, and program maturity. Lead and develop a compliance team with clear ownership, sustainable coverage, and strong accountability. You Have 10+ years of compliance experience, including significant experience in broker-dealer, securities, fintech, financial services, or similarly regulated environments. Deep knowledge of FINRA and SEC requirements applicable to retail broker-dealers and digital investing platforms. Experience serving in a senior compliance, chief compliance officer, deputy CCO, or comparable compliance leadership role. Experience managing regulatory exams, regulatory inquiries, remediation plans, and regulator communications. Strong understanding of supervisory controls, written supervisory procedures, communications review, complaints, books and records, regulatory filings, and product compliance. Experience advising product, engineering, operations, legal, and business teams on regulated financial products. Strong judgment, communication skills, and ability to make risk-based decisions in ambiguous, fast-moving environments. Demonstrated ability to lead, coach, and develop compliance professionals. Even Better FINRA principal registration, such as Series 24, or ability to obtain required registrations promptly. Series 7, Series 14, Series 63/65/66, or other relevant securities registrations. Experience with mobile-first investing products, embedded financial services, clearing broker oversight, or fintech broker-dealer models. Experience supporting Board-level governance and regulated-entity reporting. We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and “fair chance” ordinances. We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page . While there is no specific deadline to apply for this role, U.S. roles are typically open for an average of 55 days before being filled by a successful candidate. Please refer to the date listed at the top of this job page for when this role was first posted. Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future. To find a location’s zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information. Zone A: $217,800 — $326,800 USD Zone B: $217,800 — $326,800 USD Zone C: $217,800 — $326,800 USD Zone D: $217,800 — $326,800 USD Application Guidelines Candidates may submit up to 9 active applications within a 60-day period. Reapplications to the same role are accepted 90 days after a previous application has been reviewed. Use of AI in Our Hiring Process We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws. Contact us here with hiring practice or data usage questions. Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering. Check out our other benefits at Block. Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we’re helping build a financial system that is open to everyone. Privacy Policy

Requirements

Must-haves

Lead the Cash App Investing compliance program, including policies, procedures, controls, monitoring, testing, reporting, and governance.
Maintain and enhance written supervisory procedures, supervisory controls, escalation routines, and compliance operating processes.
Advise Product, Engineering, Operations, Marketing, Legal, and business leaders on investing product development, customer communications, and regulated activities.
Oversee core broker-dealer compliance obligations, including communications review, complaints, regulatory filings, books and records, employee supervision, product reviews, and issue management.
Lead or support FINRA, SEC, state, and other regulatory exams, inquiries, responses, remediation plans, and regulator engagement.
Partner with Financial Crimes Compliance on AML, suspicious activity monitoring, investigations, fraud, identity theft, and related regulatory expectations.
Oversee compliance considerations for third-party and outsourced functions, including clearing broker and vendor relationships.
Develop clear reporting for senior leadership, governance forums, and the Board on risks, issues, exams, remediation, and program maturity.
Lead and develop a compliance team with clear ownership, sustainable coverage, and strong accountability.
10+ years of compliance experience, including significant experience in broker-dealer, securities, fintech, financial services, or similarly regulated environments.
Deep knowledge of FINRA and SEC requirements applicable to retail broker-dealers and digital investing platforms.
Experience serving in a senior compliance, chief compliance officer, deputy CCO, or comparable compliance leadership role.
Experience managing regulatory exams, regulatory inquiries, remediation plans, and regulator communications.
Strong understanding of supervisory controls, written supervisory procedures, communications review, complaints, books and records, regulatory filings, and product compliance.
Experience advising product, engineering, operations, legal, and business teams on regulated financial products.

Nice-to-haves

Series 7, Series 14, Series 63/65/66, or other relevant securities registrations.
Experience with mobile-first investing products, embedded financial services, clearing broker oversight, or fintech broker-dealer models.
Experience supporting Board-level governance and regulated-entity reporting.
To find a location’s zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.
Zone A: $217,800 — $326,800 USD Zone B: $217,800 — $326,800 USD Zone C: $217,800 — $326,800 USD Zone D: $217,800 — $326,800 USD Application Guidelines
Candidates may submit up to 9 active applications within a 60-day period. Reapplications to the same role are accepted 90 days after a previous application has been reviewed.
Use of AI in Our Hiring Process
Contact us here with hiring practice or data usage questions.
Privacy Policy

Application prep

Use the role’s language and application details while tailoring your materials.

Keywords to mirror

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Effort: quick

Benefits

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