Job description

Personal Lines Product Manager – Property & Casualty Insurance Job Summary Seeking a highly skilled and motivated Personal Lines Product Manager to join a growing property and casualty insurance organization. This role focuses on the strategic development, performance, and management of personal insurance products, with a primary emphasis on homeowners insurance. The successful candidate will take ownership of the full product lifecycle, collaborate with senior leadership, and lead a small team to drive product innovation and performance. Compensation Package • Base Salary : $115,000–$120,000 annually • Employment Type : Full-Time, Permanent Responsibilities • Oversee the strategy, development, implementation, and performance of personal lines insurance products, with a focus on homeowners insurance. • Manage the full product lifecycle, including product enhancements, pricing initiatives, rate and form changes, and regulatory filings. • Analyze product profitability, loss trends, market conditions, and competitive positioning to identify opportunities for improvement. • Collaborate with actuarial, underwriting, claims, regulatory, technology, and other departments to execute product initiatives. • Ensure compliance with state regulatory requirements, particularly in Florida, and support state regulatory filings. • Lead and develop a small team, providing guidance on product priorities, execution, and professional growth. • Utilize data, reporting, and technology to enhance product decisions, operational efficiency, and portfolio performance. • Contribute to broader product strategy and organizational growth initiatives. Qualifications/Requirements • Proven experience in personal lines property and casualty insurance, ideally with homeowners or residential property products. • Background in insurance product management, product development, pricing, underwriting, or actuarial analysis. • Strong understanding of insurance rate and form filings, regulatory requirements, and product profitability. • Excellent analytical skills with the ability to translate data into actionable business decisions. • Familiarity with analytical tools such as SQL, Power BI, or similar platforms is a plus. • Exposure to admitted or excess and surplus insurance markets is advantageous. • Previous team leadership experience is preferred, though strong individual contributors ready to step into management will also be considered. • CPCU or other relevant insurance designations are a plus. #LI-MC1

Requirements

Must-haves

Personal Lines Product Manager – Property & Casualty Insurance
Compensation Package
Base Salary : $115,000–$120,000 annually
Employment Type : Full-Time, Permanent
Oversee the strategy, development, implementation, and performance of personal lines insurance products, with a focus on homeowners insurance.
Manage the full product lifecycle, including product enhancements, pricing initiatives, rate and form changes, and regulatory filings.
Analyze product profitability, loss trends, market conditions, and competitive positioning to identify opportunities for improvement.
Collaborate with actuarial, underwriting, claims, regulatory, technology, and other departments to execute product initiatives.
Ensure compliance with state regulatory requirements, particularly in Florida, and support state regulatory filings.
Lead and develop a small team, providing guidance on product priorities, execution, and professional growth.
Utilize data, reporting, and technology to enhance product decisions, operational efficiency, and portfolio performance.
Contribute to broader product strategy and organizational growth initiatives.
Qualifications/Requirements
Proven experience in personal lines property and casualty insurance, ideally with homeowners or residential property products.
Background in insurance product management, product development, pricing, underwriting, or actuarial analysis.
Strong understanding of insurance rate and form filings, regulatory requirements, and product profitability.
Excellent analytical skills with the ability to translate data into actionable business decisions.
Exposure to admitted or excess and surplus insurance markets is advantageous.

Nice-to-haves

Familiarity with analytical tools such as SQL, Power BI, or similar platforms is a plus.
Previous team leadership experience is preferred, though strong individual contributors ready to step into management will also be considered.
CPCU or other relevant insurance designations are a plus.

Application prep

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Keywords to mirror

sql

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