Associate General Counsel, Litigation at Point Digital Finance, Inc.

Job description

About Point ✨ Real Impact, Real People: Our mission at Point is to make homeownership more valuable and accessible. Your work directly helps homeowners access their wealth, achieve financial flexibility, and realize life changing goals. ✨ Funding: With over $175M raised from top investors like Andreessen Horowitz, WestCap, Greylock, and Prudential, we’re scaling fast! You have the opportunity to join us at a pivotal stage. ✨ Game-changing Product: We're building a category defining company in home equity. We’ve earned a 4.7 Trustpilot rating and an A+ from the BBB, a testament to the value we provide to our 20,000+ customers. ✨ Great Place to Work: Our employees love working here! We are a Certified Great Place to Work and a Fortune Best Workplaces in the Bay Area . ✨ Remote First Culture, Genuine Connection: Work from anywhere in the U.S. while staying closely connected through virtual collaboration, team gatherings, and a people-first culture. Select roles may require onsite work at our Palo Alto office one day per week. Local or 100% Remote About the role Point is seeking an experienced Associate General Counsel to lead litigation strategy across the company's home equity investment (HEI) platform and other consumer finance products. This is the senior-most litigation position within Point's legal department, reporting to the Deputy General Counsel with direct access to the General Counsel and senior leadership on high-priority matters. The Associate General Counsel, Litigation will own Point's litigation portfolio end-to-end: managing outside counsel and litigation budgets, setting case strategy, responding to civil and regulatory subpoenas and investigative demands, and coordinating with compliance and business partners to align litigation positions with regulatory expectations. The ideal candidate brings deep defense-side experience in consumer finance litigation, is comfortable managing a high-volume, fast-moving docket, and exercises sound judgment on complex, multi-jurisdictional matters. Your responsibilities Manage an assigned portfolio of consumer financial services litigation, including lawsuits, arbitrations, and class actions. Respond to and manage civil and regulatory subpoenas, civil investigative demands, and related inquiries, including and issuing and maintaining data holds to preserve relevant records. custodian coordination and rolling productions. Set and adjust litigation strategy for matters involving servicing, payments, credit reporting, title insurance, collections, other consumer financial products, and employment matters. Serve as Point's primary point of contact for outside counsel, directing case strategy, negotiating and managing litigation budgets, and monitoring performance against internal expectations. Organize the pre-litigation intake process, including triaging and responding to demand letters and pre-suit claims, and setting response posture in coordination with outside counsel. Perform early case assessments to evaluate regulatory exposure, litigation risk, and potential precedent or downstream impact across the portfolio. Support arbitration strategy, including motions to compel arbitration and enforcement of arbitration provisions. Coordinate with compliance and business partners to align litigation positions with regulatory expectations and internal policies. Lead internal fact investigations and prepare witnesses as needed to support litigation and regulatory matters. Provide litigation-risk input on contract terms and dispute-resolution provisions. Track litigation outcomes and trends across the docket (including matters involving other industry participants) to identify risk patterns and improvement opportunities, and report on litigation status, risk exposure, and legal spend to senior management. About you J.D. and active bar membership in any U.S. jurisdiction (California preferred); must be eligible for in-house practice in your state of domicile. 5+ years of litigation experience involving consumer finance (civil or criminal, state or federal), on the defense side; experience with class action defense strongly preferred. Demonstrated ability to respond to and manage civil and regulatory subpoenas and investigations. Experience directing outside counsel and managing litigation budgets across a multi-matter portfolio. Familiarity with consumer protection and lending statutes (e.g., TILA/Regulation Z, HOEPA, FCRA, FDCPA, RESPA/Reg X, UDAAP and state UDAP laws) and financial services products. Preferred experience includes: High-volume consumer claims, arbitration practice, and/or class actions. Mortgage servicing, foreclosure, or bankruptcy-adjacent litigation. Litigation defense at a large law firm. Federal clerkship. Leveraging legal AI tools in a litigation environment. Compensation at Point will be determined by skills, experience, and geographic location. Point has identified the expected annual base salary for this role at this level based on the market by tiers (Region | Location | Market Salary): Tier 1 | San Francisco Bay Area, New York, and Seattle | $211,850 - $234,150 Tier 2 | Austin, Boston, Chicago, Denver, Los Angeles, Miami, Philadelphia, Portland, Sacramento, San Diego, Santa Barbara & Washington DC | $190,000 - $210,000 Tier 3 | All other US metro areas | $176,700 - $195,300 This does not include any other potential components of the compensation package, including equity, benefits, and perks outlined above. At the launch of each position, we benchmark compensation to the appropriate role and level utilizing competitive compensation data from various data sources as references. At the offer stage, we use the signal we received from our interviews, coupled with your experience, location, and other job-related factors, to determine final compensation. Location Requirement: This is a remote position. However, candidates must reside in one of Point’s states of operation: AL, AR, AZ, CA, CO, CT, DC, FL, GA, IL, KS, KY, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI. Our benefits Generous health benefits: We provide comprehensive medical, dental, and vision plans with options for flexible spending accounts (FSA) and health savings accounts (HSA). Unlimited paid time off: Recharge with unlimited paid time off and 10 company holidays. Flexible remote and onsite work: Our teams work from many different locations and time zones. We support fully remote work and also have an amazing in-person environment in our downtown Palo Alto, CA HQ. Fully paid parental leave: Point will supplement state Paid Family Leave (PFL) so employees receive 100% of their regular base pay, plus two additional weeks of fully paid leave after state PFL ends. In states without PFL, Point offers up to 8 weeks of paid parental leave. In addition, employees also receive 4 weeks of fully paid transition time, during which you may work 2–3 days per week while receiving full base pay. Equity: We offer meaningful equity because we believe in sharing the value you help create. Your contributions directly impact our growth, and your equity gives you a stake in our future success. Financial wellness: We provide 401K retirement plans for employees as well as guaranteed life insurance and short- and long-term disability coverage. Extra work/life benefits: We provide monthly stipends for internet, mobile plans, wellness perks, a one-time home office reimbursement, and company provided equipment including a MacBook and monitor. Point is proud to be an equal-opportunity employer. We provide employment opportunities regardless of age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected class. Each individual at Point brings their own perspectives, work experiences, lifestyles, and cultures with them, and we believe that a more diverse team creates more innovative products, provides better services to customers, and helps us all grow and learn. California Consumer Privacy Act Notice

Requirements

Must-haves

Manage an assigned portfolio of consumer financial services litigation, including lawsuits, arbitrations, and class actions.
Set and adjust litigation strategy for matters involving servicing, payments, credit reporting, title insurance, collections, other consumer financial products, and employment matters.
Serve as Point's primary point of contact for outside counsel, directing case strategy, negotiating and managing litigation budgets, and monitoring performance against internal expectations.
Organize the pre-litigation intake process, including triaging and responding to demand letters and pre-suit claims, and setting response posture in coordination with outside counsel.
Perform early case assessments to evaluate regulatory exposure, litigation risk, and potential precedent or downstream impact across the portfolio.
Support arbitration strategy, including motions to compel arbitration and enforcement of arbitration provisions.
Coordinate with compliance and business partners to align litigation positions with regulatory expectations and internal policies.
Lead internal fact investigations and prepare witnesses as needed to support litigation and regulatory matters.
Provide litigation-risk input on contract terms and dispute-resolution provisions.
Demonstrated ability to respond to and manage civil and regulatory subpoenas and investigations.
Experience directing outside counsel and managing litigation budgets across a multi-matter portfolio.
Familiarity with consumer protection and lending statutes (e.g., TILA/Regulation Z, HOEPA, FCRA, FDCPA, RESPA/Reg X, UDAAP and state UDAP laws) and financial services products.
High-volume consumer claims, arbitration practice, and/or class actions.
Mortgage servicing, foreclosure, or bankruptcy-adjacent litigation.
Litigation defense at a large law firm.
Federal clerkship.
Leveraging legal AI tools in a litigation environment.
Tier 1 | San Francisco Bay Area, New York, and Seattle | $211,850 - $234,150
Tier 2 | Austin, Boston, Chicago, Denver, Los Angeles, Miami, Philadelphia, Portland, Sacramento, San Diego, Santa Barbara & Washington DC | $190,000 - $210,000
Tier 3 | All other US metro areas | $176,700 - $195,300

Nice-to-haves

J.D. and active bar membership in any U.S. jurisdiction (California preferred); must be eligible for in-house practice in your state of domicile.
5+ years of litigation experience involving consumer finance (civil or criminal, state or federal), on the defense side; experience with class action defense strongly preferred.

Application prep

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Keywords to mirror

Platform: greenhouse
Effort: quick

Benefits

Benefits detected in the listing.

Dental

Vision

401k

Paid Time Off

Parental Leave

Wellness