Global Commercial Cards Payables Product Lead

Job description

Citi is looking for a Global Commercial Cards Payables Product Lead to shape and accelerate the B2B Payables strategy across one of the most strategically significant product verticals in Citi's Commercial Cards business. Based in New York City and reporting to the Global Payables Segment Head, this role carries direct accountability for commercializing Citi's Integrated Payables proposition — spanning Commercial Cards, Domestic Payments, and Trade Finance — across a global client base. This is a high-impact, high-visibility opportunity designed for a senior product leader ready to take ownership of a growing business and build toward broader portfolio leadership within Citi Payments. Responsibilities • Lead the strategy, positioning, and commercialization agenda for Citi's B2B Payables business, with accountability for growth across Commercial Cards, Integrated Payables, and adjacent supplier payment capabilities. • Engage senior client stakeholders — including Treasury, Procurement, Accounts Payable, and Shared Services leaders — to surface payment modernization opportunities and translate them into tangible outcomes using Citi's B2B Payables solutions. • Develop executive-level value propositions, commercialization strategies, and sales enablement materials that articulate the business case for Citi's B2B Payables offering clearly and compellingly. • Influence multi-year product roadmaps and future solution development by synthesizing client feedback, competitive intelligence, and market insights into actionable priorities. • Drive alignment across Commercial Cards, Trade, Sales, Operations, Technology, and regional teams to advance Citi's Integrated Payables vision and ensure coordinated go-to-market execution. • Manage Citi's strategic relationships with payment networks, including Mastercard and Visa, to unlock collaboration opportunities and accelerate global product innovation. • Monitor emerging technologies, AP and procurement market developments, and competitive activity to identify opportunities that strengthen Citi's market position and inform future growth decisions. • Evaluate product investments in partnership with Finance, track revenue and expenditure performance, and ensure new capabilities are launched with full operational and compliance readiness across all relevant teams. Required qualifications & skills • Ten or more years of experience in Commercial Cards, B2B Payments, Trade and Working Capital Solutions, AP Automation, or Procurement Technology, with a record of leading large-scale commercialization efforts and delivering measurable revenue growth. • Deep knowledge of Accounts Payable processes, Procurement workflows, Supplier Enablement, and Payments digitization, with hands-on experience commercializing complex payment solutions in large corporate environments. • Ability to develop and execute multi-year product roadmaps and cross-product strategies, including managing strategic partnerships, cross-business ventures, and platform integrations. • Credibility engaging at the executive level with Procurement, Treasury, and Accounts Payable leaders to drive strategic product adoption and deliver measurable client outcomes. • Advanced storytelling, presentation, and written communication skills, with the ability to influence senior stakeholders and lead through complex, matrixed global organizations. • Self-directed and results-oriented, with a clear ownership mindset and the ability to operate with autonomy and confidence in fast-paced, ambiguous environments. • Bachelor's degree required, with cultural agility and the flexibility to collaborate across geographies and time zones; willingness to travel as required by the role. Beneficial skills & qualifications • Master's or advanced degree in a relevant field. • Professional certifications in Product or Project Management, including PMP, Prince2, CSPO, or SAFe. • Experience in cash management or electronic banking channels within a large corporate banking environment, combined with exposure to business analysis, data analysis, or systems analysis. What we offer Joining Citi's Commercial Cards business means working at the center of one of the most strategically invested product verticals in global payments. With Issuing capabilities across more than 60 countries and a client base spanning corporations, financial institutions, and public sector organizations, this role offers genuine global scale, cross-functional collaboration, and the opportunity to shape a product agenda that directly drives business outcomes at Citi. • A high-impact leadership role with direct ownership of a strategically prioritized business and a clear pathway to broader portfolio responsibility within Citi Payments. • Exposure to senior leadership across product, sales, technology, and operations, with the opportunity to influence strategic direction at the global level. • Hybrid working arrangement with 3 days in the office and 2 days working remotely, supporting professional performance and personal flexibility. • Access to Citi's global learning and development resources, supporting continued professional growth and leadership progression. • Wellbeing support and financial wellbeing benefits, alongside family support programs and localized benefit offerings based on your location in New York City or London. • A performance-driven environment where your contributions are visible, your work has measurable impact, and career progression is actively supported. Apply now to take ownership of Citi's B2B Payables growth agenda and help define the future of global commercial payments. ------------------------------------------------------ Job Family Group: Product Management and Development ------------------------------------------------------ Job Family: Market Segments and Services ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: $163,600.00 - $245,400.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jul 28, 2026 ------------------------------------------------------ Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents – AI Notice and Right ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View Citi’s EEO Policy Statement and the Know Your Rights poster.

Requirements

Must-haves

Lead the strategy, positioning, and commercialization agenda for Citi's B2B Payables business, with accountability for growth across Commercial Cards, Integrated Payables, and adjacent supplier payment capabilities.
Develop executive-level value propositions, commercialization strategies, and sales enablement materials that articulate the business case for Citi's B2B Payables offering clearly and compellingly.
Influence multi-year product roadmaps and future solution development by synthesizing client feedback, competitive intelligence, and market insights into actionable priorities.
Drive alignment across Commercial Cards, Trade, Sales, Operations, Technology, and regional teams to advance Citi's Integrated Payables vision and ensure coordinated go-to-market execution.
Manage Citi's strategic relationships with payment networks, including Mastercard and Visa, to unlock collaboration opportunities and accelerate global product innovation.
Monitor emerging technologies, AP and procurement market developments, and competitive activity to identify opportunities that strengthen Citi's market position and inform future growth decisions.
Evaluate product investments in partnership with Finance, track revenue and expenditure performance, and ensure new capabilities are launched with full operational and compliance readiness across all relevant teams.
Required qualifications & skills
Deep knowledge of Accounts Payable processes, Procurement workflows, Supplier Enablement, and Payments digitization, with hands-on experience commercializing complex payment solutions in large corporate environments.
Ability to develop and execute multi-year product roadmaps and cross-product strategies, including managing strategic partnerships, cross-business ventures, and platform integrations.
Credibility engaging at the executive level with Procurement, Treasury, and Accounts Payable leaders to drive strategic product adoption and deliver measurable client outcomes.
Advanced storytelling, presentation, and written communication skills, with the ability to influence senior stakeholders and lead through complex, matrixed global organizations.
Self-directed and results-oriented, with a clear ownership mindset and the ability to operate with autonomy and confidence in fast-paced, ambiguous environments.
Bachelor's degree required, with cultural agility and the flexibility to collaborate across geographies and time zones; willingness to travel as required by the role.
Beneficial skills & qualifications
Master's or advanced degree in a relevant field.
Professional certifications in Product or Project Management, including PMP, Prince2, CSPO, or SAFe.
Experience in cash management or electronic banking channels within a large corporate banking environment, combined with exposure to business analysis, data analysis, or systems analysis.
Product Management and Development ------------------------------------------------------
Market Segments and Services ------------------------------------------------------
Full time ------------------------------------------------------
New York New York United States ------------------------------------------------------
$163,600.00 - $245,400.00
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Nice-to-haves

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Benefits

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Dental

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401(K)

Paid Time Off

Wellness