Director, Product Regulatory Strategy - Property Insurance Data & AI
Moody's· Financial Services· Oct 24, 2026 · 4d ago
Newark, California, United States
In office
Full-time
Director
$178K–$250K est.
Job description
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies
• 10 or more years in property and casualty insurance product, actuarial, or regulatory roles, with a record of state rate and rule filings and objection responses taken through approval; required because this role owns filing outcomes across states
• Working knowledge of property rating and underwriting, and of how carriers use third-party data and predictive models in regulatory filings; required to advise carriers and to turn regulatory requirements into product requirements
• Demonstrated ability to anticipate regulatory developments and turn a point of view on them into product recommendations; required because this role advises product leadership on how emerging regulation should shape the roadmap
• Demonstrated ability to meet regulator information requests while protecting proprietary methods and data, supported by clear, persuasive writing and presenting to regulators, clients, and executives; required because this role is the primary technical voice to state regulators
• Experience leading or mentoring others and directing external partners; required because this role leads a small regulatory team
• Associate or Fellow of the Casualty Actuarial Society with Member of the American Academy of Actuaries is strongly preferred; candidates with equivalent regulatory or legal depth, such as insurance regulatory legal practice, will also be considered
• Hands-on model development experience is preferred to engage credibly with regulators and engineers; experience leading regulatory work for an insurance technology, data, or analytics provider that files third-party models is preferred, as is familiarity with regulatory questions raised by artificial intelligence, machine learning, and aerial imagery; Chartered Property Casualty Underwriter designation is desired
• Deep expertise in artificial intelligence, with a track record of implementing advanced AI solutions to drive strategic transformation and operational efficiency. Strong experience using AI tools to lead innovation initiatives. Demonstrated leadership in managing AI-related risks, ensuring ethical governance, and fostering a culture of responsible AI adoption across the organization
Education
• Bachelor's degree in actuarial science, mathematics, statistics, economics, risk management, insurance, law, public policy, or a related field required
• An advanced degree is preferred, such as a master's in actuarial science, statistics, mathematics, economics, or risk management, or a Juris Doctor with insurance regulatory focus
Responsibilities
Lead regulatory acceptance of Moody's Property Intelligence products across US states, from filings and approvals to regulator relationships, and help shape a product roadmap that stays ahead of a fast-moving regulatory environment.
• Act as a forward-looking, consultative product development partner by building an independent view of emerging regulation across underwriting, property data, aerial imagery, and artificial intelligence, and translating those developments into product requirements before formal mandates exist
• Resolve carrier filing issues and regulator objections involving Property Intelligence data, working independently with client success and sales to remove roadblocks that slow client adoption, renewal, and expansion
• Create client-facing regulatory materials, including state filing guidance, interrogatory and questionnaire responses, model documentation, and frequently asked questions, and lead on-site regulatory presentations and state-by-state deep dives for clients on artificial intelligence and aerial imagery issues
• Own a state-by-state filing roadmap for Property Intelligence products, aligned with commercial priorities and agreed with product leadership, and lead direct model filings and objection responses through approval, including registration and model filing obligations applicable to third-party data and model providers
• Set consistent positions on recurring regulator requests, balancing transparency with protection of intellectual property, and build working relationships with actuarial and rate review staff at state insurance departments to support faster, better-informed reviews
• Represent Moody's in technical National Association of Insurance Commissioners working groups and task forces relevant to property data and models, coordinating policy positions with Moody's Government, Public and Regulatory Affairs team and aligning with Moody's RMS regulatory team on shared model and data issues
• Report to Property Intelligence and Insurance leadership on filing status, approvals, client regulatory outcomes, and resourcing needs, and serve as the organization's domain expert for regulatory intelligence tools and products
• Lead and develop a regulatory product manager and direct external actuarial or regulatory partners, fostering a high-performing team focused on regulatory excellence and client outcomes
About the Team
Our CAPE Property Intelligence team is responsible for delivering AI-powered property analytics to the property and casualty insurance industry, serving more than 80 leading North American carriers. Our team contributes to Moody's by helping insurers assess and price property risk with greater accuracy; by securing the regulatory acceptance carriers need to use Moody's data in rating and underwriting; and by shaping how regulators evaluate artificial intelligence and imagery-derived data in insurance. By joining our team, you will be part of exciting work at the intersection of insurance regulation and applied artificial intelligence, helping decide where our products go next with the ownership of a small, focused team and the brand and client trust of an established market leader.
For US-based roles only: the anticipated hiring base salary range for this position is $183,300.00 - $265,800.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com . This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
Click here to view our full EEO policy statement . Click here for more information on your EEO rights under the law . Click here to view our Pay Transparency Nondiscrimination statement .
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
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Benefits
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Dental
Vision
401(K)
Paid Time Off
Parental Leave