Why Stifel
Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.
Let’s talk about how you can find your place here at Stifel, where success meets success .
What You'll Be Doing
Under the direction of the Bank Chief Compliance Officer (CCO), the Commercial Banking Compliance Officer serves as an independent second-line compliance risk management partner for the Bank's commercial banking activities. The role is responsible for supporting and enhancing the commercial compliance program through risk assessments, monitoring and testing, regulatory change management, issue oversight, and governance reporting. The Commercial Banking Compliance Officer provides compliance guidance and credible challenge to business partners and helps ensure adherence to applicable laws, regulations, supervisory expectations, and internal policies. This position works closely with commercial lending, Fund Banking, Venture Banking, BSA/AML, OFAC, Legal, Risk Management, and Internal Audit to identify and mitigate compliance risks while promoting strong governance and safe and sound banking practices.
What We're Looking For
• Develop, maintain, and enhance a risk-based Commercial Banking Compliance framework aligned with the Bank's commercial activities, products, and growth strategy.
• Perform independent compliance monitoring and testing to evaluate adherence to applicable laws, regulations, Bank policies, and procedures.
• Conduct commercial compliance risk assessments by identifying risks, evaluating controls, documenting results, and recommending enhancements.
• Provide second-line oversight and credible challenge for commercial lending compliance requirements, including Flood Insurance, Regulation B/ECOA, FCRA, fair lending, and related documentation controls.
• Provide compliance guidance and oversight for Fund Banking, Venture Banking, subscription facilities, capital call lending, complex ownership structures, and other specialized commercial lending activities.
• Evaluate compliance risks associated with foreign investors, offshore fund structures, beneficial ownership complexity, international affiliations, and cross-border relationships.
• Assess regulatory changes, new products, and business initiatives to identify compliance impacts and recommend updates to controls, procedures, training, and reporting.
• Manage and support issue remediation activities by identifying root causes, validating corrective actions, tracking progress, and escalating material concerns.
• Prepare and deliver compliance reporting, monitoring results, dashboards, regulatory analyses, and governance materials for management, committees, audits, and regulatory examinations.
• Coordinate with BSA/AML, OFAC, Legal, Internal Audit, Credit Risk Review, Operations, and business stakeholders to support effective compliance risk management.
• Provide compliance guidance, training, and regulatory interpretation to business partners while maintaining independent second-line oversight.
• Maintain expertise in commercial banking regulations, supervisory expectations, and industry practices, and participate in strategic initiatives to identify compliance risks and control considerations.
What You'll Bring
• Working knowledge of commercial banking compliance requirements and second-line compliance risk management practices.
• Ability to interpret regulatory requirements, identify compliance risks, evaluate controls, and recommend practical risk mitigation strategies.
• Experience conducting compliance monitoring, testing, risk assessments, issue management, regulatory change management, or related compliance oversight activities.
• Knowledge of commercial lending compliance requirements, including Flood Insurance, Regulation B/ECOA, FCRA, fair lending, and related regulatory expectations.
• Experience supporting or overseeing commercial lending, Fund Banking, Venture Banking, specialized lending products, or complex commercial customer relationships preferred.
• Ability to provide independent, effective challenge while maintaining productive relationships with business partners and stakeholders.
• Strong analytical, organizational, and problem-solving skills with attention to detail and the ability to manage multiple priorities.
• Strong written and verbal communication skills, including the ability to communicate complex regulatory concepts to diverse audiences.
• Ability to collaborate effectively with Legal, BSA/AML, OFAC, Risk Management, Internal Audit, Credit Risk Review, Operations, and business leaders.
• Demonstrated sound judgment, integrity, and commitment to fostering a strong culture of compliance, governance, and risk management.
Education & Experience
• Minimum Required: Bachelor's degree in Business, Finance, Accounting, Risk Management, Law, or a related field, or equivalent experience.
• Minimum Required: 5+ years of experience in bank compliance, commercial lending compliance, regulatory risk management, audit, credit risk, or a related banking control function.
• Preferred: Experience with specialized commercial lending activities and complex customer structures, including Fund Banking, Venture Banking, foreign investor considerations, regulatory examinations, audit support, issue remediation, or corrective action validation.
Licenses & Credentials
• Preferred: CRCM certification or progress toward certification.
• Other relevant banking, risk, audit, or compliance certifications may be considered.
Systems & Technology
• Proficiency with Microsoft Excel, Word, PowerPoint, Outlook, SharePoint, and Teams.
• Experience with compliance systems, risk platforms, issue management tools, or reporting dashboards preferred.
About Stifel
Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.
While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let’s talk about how you can find your place here at Stifel, where success meets success.
At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.
Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.
Stifel is an Equal Opportunity Employer.