Business Analyst
Tata Consultancy Services· Oct 21, 2026 · 7d ago
Charlotte, NC
In office
Full-time
Mid
$120K–$135K
Job description
Business Analyst
Must Have Technical/Functional Skills
• Digital Assets | Stablecoins | Tokenization | Payments | Clearing & Settlement | Blockchain/DLT | Wallets | Custody | ISO 20022 | SWIFT | Requirements Analysis | Process Mapping | Agile | User Stories | Banking
• Business Analysis/Product Analysis experience within banking, payments, fintech or financial services.
• Experience or strong working knowledge of digital assets, blockchain/DLT, stablecoins or tokenized deposits.
• Understanding of end-to-end payment and settlement processes.
• Strong requirements elicitation and documentation skills.
• Experience working between business and technology teams.
• Ability to translate complex financial and technical concepts into clear business requirements.
Preferred / Added Advantage
Experience in one or more of the following would be highly desirable:
• Payment processing and payment rails
• Clearing and settlement
• Real-time payments
• Domestic or cross-border payments
• ISO 20022
• SWIFT
• ACH / wire payments
• Treasury or liquidity management
• Reconciliation
• Tokenized deposits
• Stablecoin lifecycle
• Wallets and custody
• Blockchain/DLT platforms
• Smart-contract-based transaction flows
• Digital asset custody platforms such as Taurus
• Integration between traditional banking platforms and digital-asset infrastructure
Roles & Responsibilities
• Work with business and technology stakeholders to identify and define use cases involving stablecoins, tokenized deposits, digital assets and blockchain/DLT.
• Gather, analyze and document business, functional and non-functional requirements.
• Translate business requirements into user stories, process flows, acceptance criteria and solution requirements.
• Analyze payment and settlement lifecycle, including transaction initiation, authorization, clearing, settlement, reconciliation and exception management.
• Support use-case definition for areas such as:
o Stablecoin-based payments
o Tokenized deposits
o On-chain/off-chain money movement
o Domestic an d cross-border payments
o Treasury and liquidity use cases
o Settlement and reconciliation
o Wallet-based transaction flows
• Work closely with architects and developers on integration requirements between digital-asset platforms and existing banking/payment systems.
• Facilitate workshops with business, product, technology, risk and compliance stakeholders.
• Support definition of operational controls, reconciliation processes, exception handling and reporting requirements.
• Understand regulatory, AML/KYC, privacy, security and audit considerations relevant to digital-asset solutions.
• Assist with POCs, business cases, solution assessments and production-readiness activities.
• Track requirements and ensure traceability through development, testing and implementation.
Salary Range- $120,000-$135,000 a year
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