Job description

ABOUT MGT INSURANCE MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles. MGT Insurance is seeking a Head of Legal to build and lead the legal function for our AI-native commercial P&C carrier. Reporting directly to a Co-CEO, this role will have company-wide legal responsibility that spans corporate, compliance, transactional, and regulatory matters. You will be MGT's senior-most legal voice, advising the executive team and board on regulatory strategy, general corporate legal issues, and transactions. This is a build role: you will establish MGT's legal function, policies, and governance infrastructure from the ground up, while also being hands-on with the day-to-day legal questions that come from an insurance company operating across dozens of states with an evolving product footprint. What You'll Do - Serve as MGT's senior-most legal advisor; counsel the CEO, executive team, and board on legal risk, regulatory strategy, and major business decisions - Own MGT's regulatory compliance program: state insurance department relationships, licensing, market conduct, rate and form filings, and multi-state compliance requirements - Where needed, work with Claims leadership to advise on litigation strategies and review external counsels’ recommended - Structure and negotiate legal agreements supporting corporate development activity such as partnerships, reinsurance contracts, carrier agreements, MGA arrangements, and M&A transactions - Manage outside counsel relationships across litigation, regulatory, and transactional matters through selecting, directing, and controlling cost and quality - Continue to support the buildout ofMGT's corporate governance infrastructure. Corporate records, entity management, and policies required of a regulated insurance carrier - Advise Product and Underwriting on legal and regulatory implications of new products, states, and appetite expansions before launch - Own MGT's contract review and management functions including vendor agreements, technology contracts and data/privacy agreements - Build and, over time, lead a small, AI-enabled, legal and compliance team as MGT scales What You Bring - J.D. and active bar membership in at least one U.S. state - 10+ years of legal experience with significant exposure to P&C insurance preferred - Track record advising executive teams and boards on legal risk and strategic decisions - Experience managing outside counsel relationships across multiple practice areas - Comfortable operating a build-from-scratch legal function establishing process and governance rather than inheriting an established department Preferred Qualifications - Prior in-house experience at a P&C carrier, MGA, or insurtech, ideally in a senior or sole legal leadership capacity - Experience advising on or litigating coverage disputes, claims handling exposure, and policy interpretation matters - EDirect experience with state insurance regulatory compliance: licensing, rate and form filings, market conduct examinations, and multi-state regulatory relationships - Experience with corporate transactions — M&A, strategic partnerships, or capital raises - Familiarity with AI/algorithmic underwriting regulation and emerging insurance technology regulatory frameworks - Experience building legal or compliance functions from an early stage at a high-growth company - Admitted and E&S/surplus lines regulatory experience Location Hybrid minimum 3 days a week onsite based in Denver, CO, Madison, WI, or San Francisco, CA Compensation The base salary range for this role is $190,000 – $270,000 annually. Compensation will depend on qualifications, experience, and location. This role is also eligible for performance-based bonus and equity, in addition to a comprehensive benefits package. We recognize that no candidate will meet every qualification and encourage individuals with relevant experience and interest in the role to apply. Please note: MGT does not accept unsolicited resumes from staffing vendors, including recruitment agencies and/or search firms. Please do not forward resumes to our jobs alias, MGT employees, or any other company location. Any submittals without a prior signed agreement will become property of MGT. OUR COMMITMENT TO DIVERSITY, EQUITY & INCLUSION At MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together. EQUAL EMPLOYMENT OPPORTUNITY STATEMENT MGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law. All employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at accommodations@mgtinsurance.com. This job description is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.

Requirements

Must-haves

Serve as MGT's senior-most legal advisor; counsel the CEO, executive team, and board on legal risk, regulatory strategy, and major business decisions
Own MGT's regulatory compliance program: state insurance department relationships, licensing, market conduct, rate and form filings, and multi-state compliance requirements
Where needed, work with Claims leadership to advise on litigation strategies and review external counsels’ recommended
Structure and negotiate legal agreements supporting corporate development activity such as partnerships, reinsurance contracts, carrier agreements, MGA arrangements, and M&A transactions
Manage outside counsel relationships across litigation, regulatory, and transactional matters through selecting, directing, and controlling cost and quality
Continue to support the buildout ofMGT's corporate governance infrastructure. Corporate records, entity management, and policies required of a regulated insurance carrier
Advise Product and Underwriting on legal and regulatory implications of new products, states, and appetite expansions before launch
Own MGT's contract review and management functions including vendor agreements, technology contracts and data/privacy agreements
Build and, over time, lead a small, AI-enabled, legal and compliance team as MGT scales
J.D. and active bar membership in at least one U.S. state
Track record advising executive teams and boards on legal risk and strategic decisions
Experience managing outside counsel relationships across multiple practice areas
Comfortable operating a build-from-scratch legal function establishing process and governance rather than inheriting an established department

Nice-to-haves

10+ years of legal experience with significant exposure to P&C insurance preferred
Prior in-house experience at a P&C carrier, MGA, or insurtech, ideally in a senior or sole legal leadership capacity
Experience advising on or litigating coverage disputes, claims handling exposure, and policy interpretation matters
EDirect experience with state insurance regulatory compliance: licensing, rate and form filings, market conduct examinations, and multi-state regulatory relationships
Experience with corporate transactions — M&A, strategic partnerships, or capital raises
Familiarity with AI/algorithmic underwriting regulation and emerging insurance technology regulatory frameworks
Experience building legal or compliance functions from an early stage at a high-growth company
Admitted and E&S/surplus lines regulatory experience

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